How It Works

1. Apply online
Apply with our easy online application in under a minute.

2. Get an Instant Decision
Get instant approval decision right away, displayed on screen along with the amount of funds available to you.

3. Order The EasyFold
We’ll work with HealthSmart to finalize your payment plan without delay.

4. Get The EasyFold
Health Smart will pay your healthcare provider directly. We will set up convenient pre-authorized monthly or semi-monthly payments from your designated bank account.